Utah contract deadlines and disclosures
A quick checklist for Utah agents, from signed contract to closing. Use it as a starting point: your signed contract always wins.
The contract
Most residential deals use the Real Estate Purchase Contract (REPC), state-approved, published by Utah Real Estate Commission (state-approved form). Closings are usually handled by a title company.
Typical deadlines
Days are common starting points, not rules. Many are negotiated in every contract.
| Deadline | Typical timing | Note |
|---|---|---|
| Contract fully signed (Effective Date) | When the last party signs (day 0) | |
| Earnest money delivered | 4 days after signing | |
| Seller Disclosure Deadline | 7 days after signing | |
| Due Diligence Deadline | 14 days after signing | Set in each contract; typical shown |
| Financing & Appraisal Deadline | 30 days after signing | Set in each contract; typical shown |
| Settlement Deadline | 35 days after signing | Set in each contract; typical shown |
| Final walkthrough | 1 day before Settlement Deadline | |
| Possession | Same day as Settlement Deadline |
Disclosures and required forms
Required: Seller Property Condition Disclosure by the Seller Disclosure Deadline (confirm with your broker)
If it applies: Lead-based paint disclosure (built before 1978)
Required: Utah AI Policy Act: say AI helped when a client asks; licensees disclose up front in higher-risk messages (confirm with your broker)
Money at closing
Transfer tax: No transfer tax.
Good to know
REPC deadlines are calendar dates the parties write in, not day counts.
Let Reta track it for you
Upload your signed contract and Reta builds this timeline with your real dates, reminds you before each deadline, and drafts the emails to your client, lender and title for you to approve. Your first deal is free.
This guide is general information for licensed agents, not legal advice. Rules and forms change; confirm with your broker or a local attorney. Last checked 2026-11-10.