Wisconsin contract deadlines and disclosures
A quick checklist for Wisconsin agents, from signed contract to closing. Use it as a starting point: your signed contract always wins.
The contract
Most residential deals use the WB-11 Residential Offer to Purchase (state-approved), published by Wisconsin Real Estate Examining Board (state-approved). Closings are usually handled by a title company.
Typical deadlines
Days are common starting points, not rules. Many are negotiated in every contract.
| Deadline | Typical timing | Note |
|---|---|---|
| Acceptance | When the last party signs (day 0) | |
| Real Estate Condition Report delivered (10 days; then 2 business days to rescind) | 10 days after signing | |
| Earnest money delivered | 3 days after signing | |
| Loan application | 5 days after signing | Only if your contract includes it |
| Inspection contingency ends | 15 days after signing | Set in each contract; typical shown |
| Repair response / inspection resolution | 3 days after Inspection contingency ends | Only if your contract includes it |
| Appraisal contingency | 21 days after signing | Set in each contract; typical shown. Only if your contract includes it |
| Financing (loan approval) contingency | 21 days after signing | Set in each contract; typical shown |
| Title commitment delivered | 14 days after signing | Only if your contract includes it |
| Title objections | 5 days after Title commitment delivered | Only if your contract includes it |
| HOA / condo resale documents delivered | 10 days after signing | Only if your contract includes it |
| Closing | 35 days after signing | Set in each contract; typical shown |
| Final walkthrough | 1 day before Closing | |
| Possession | Same day as Closing |
Disclosures and required forms
Required: Real Estate Condition Report (Wis. Stat. ch. 709) (confirm with your broker)
Required: Wisconsin Broker Disclosure to Customers (confirm with your broker)
If it applies: Shoreland zoning, private well and septic (confirm with your broker)
If it applies: Lead-based paint disclosure (built before 1978)
Money at closing
Transfer tax: Transfer fee $3 per $1,000 (0.3%); the seller pays. (confirm with your broker)
Let Reta track it for you
Upload your signed contract and Reta builds this timeline with your real dates, reminds you before each deadline, and drafts the emails to your client, lender and title for you to approve. Your first deal is free.
This guide is general information for licensed agents, not legal advice. Rules and forms change; confirm with your broker or a local attorney. Last checked 2026-11-10.